NCRA Annual Conference

Our industry verticals, both mortgage credit reporting and tenant screening, are facing unprecedented challenges. Proposed legislation has the potential to be disruptive to our businesses and to the great many customers that we serve.  And we are all working in a new environment caused by the ramifications of the pandemic.  

That’s why we’ve brought together speakers who inspire and educate, workshops to discuss the complexities of our industry, and each of you – leading providers to the housing space. Throughout this unique digital conference, we’ll share our insights and hear your perspective on how we can move our industry forward. And we encourage everyone to use this time to network with peers, meet with industry experts, and engage with our supporting vendors.

February 9, 2021 —
February 11, 2021

Speakers

Julie Wooding

Senior Director, Scores
FICO

Logan Herman

Director’s Financial Analyst
CFPB

Robert W. Strand

Senior Economist
American Bankers Association

Jodie Applewhite

Manager, Public Policy
National Apartment Association

Michael Saltz

Partner
Jacobson, Russell, Saltz, Nassim & de la Torre, LLP

Christie Lawson

Partner
Foley & Lardner LLP.

Jonah E. Kaplan

Markets Specialist & Acting Program Manager
CFPB

Kevin Sheehan

Sr. Counsel
FHFA

Robert M. Dunsky

Principle Economist, Office of Policy, Analysis and Research
FHFA

Mike Chapman

Partner
DC Strategies Group LLC

Roy Deloach

Partner
DC Strategies Group LLC

Tiffany George

Sr. Counsel
Federal Trade Commission

Dorothea Bozicolona-Volpe

Marketing Strategist
Social Espionage

Terry Clemans

Executive Director
National Consumer Reporting Association
NCRA

Agenda

Tuesday, February 9

11:00 am
 ET
8:00 am
 PT
11:00 am
 ET
Break for 

TransUnion

This event is by invite only. Please check your email for your watch link.

TransUnion

TransUnion

This event is by invite only. Please check your email for your watch link.

TransUnion

This event is by invite only. Please check your email for your watch link.

Presented by 

TransUnion

This event is by invite only. Please check your email for your watch link.

Presented by

TransUnion

This event is by invite only. Please check your email for your watch link.

12:00 pm
 ET
9:00 am
 PT
12:00 pm
 ET
Break for 

Equifax

This event is by invite only. Please check your email for your watch link.

Equifax

Equifax

This event is by invite only. Please check your email for your watch link.

Equifax

This event is by invite only. Please check your email for your watch link.

Presented by 

Equifax

This event is by invite only. Please check your email for your watch link.

Presented by

Equifax

This event is by invite only. Please check your email for your watch link.

2:00 pm
 ET
11:00 am
 PT
2:00 pm
 ET
Break for 

Experian

This event is by invite only. Please check your email for your watch link.

Experian

Experian

This event is by invite only. Please check your email for your watch link.

Experian

This event is by invite only. Please check your email for your watch link.

Presented by 

Experian

This event is by invite only. Please check your email for your watch link.

Presented by

Experian

This event is by invite only. Please check your email for your watch link.

6:30 pm
 ET
3:30 pm
 PT
6:30 pm
 ET
Break for 

The Magic and Comedy of Curt Miller

Sponsored by MeridianLink

Grab a snack, a drink of some type and get ready for some fun!

For this Virtual Performance, Curt would like to invite EVERYONE to participate in one of his illusions.  He requests that each of you bring four playing cards and have them ready before the show.  You will destroy these cards, so make sure you use an old deck or pick up one from the Dollar Store!  Each person in your group who wants to play along will need four cards, and Curt promises you will be absolutely amazed by what happens!

--

Curt’s clients include a Who’s Who list of Corporate America including; Disney, GE, HP, Shell, CocaCola, Microsoft, American Express, Dow, ExxonMobil, CBS, NASA, Toyota and more than 100 of the fortune 500. Celebrity reviews include: “Crazy, So Cool” – Sinbad; “Amazing & Extraordinary” - John Cleese; “He is funny, Impressive” – Perez Hilton; “Incredibly Excellent” – Gilbert Gottfried; “Absolutely Amazing” - Christopher Lloyd.

Celebrity reviews include:

“Crazy, so cool” – Sinbad

“Amazing and extra ordinary” — John Cleese

“He is funny, impressive” – Perez Hilton

“Incredibly excellent” – Gilbert Gottfried

“Absolutely amazing” — Christopher Lloyd

The Magic and Comedy of Curt Miller

The Magic and Comedy of Curt Miller

Sponsored by MeridianLink

Grab a snack, a drink of some type and get ready for some fun!

For this Virtual Performance, Curt would like to invite EVERYONE to participate in one of his illusions.  He requests that each of you bring four playing cards and have them ready before the show.  You will destroy these cards, so make sure you use an old deck or pick up one from the Dollar Store!  Each person in your group who wants to play along will need four cards, and Curt promises you will be absolutely amazed by what happens!

--

Curt’s clients include a Who’s Who list of Corporate America including; Disney, GE, HP, Shell, CocaCola, Microsoft, American Express, Dow, ExxonMobil, CBS, NASA, Toyota and more than 100 of the fortune 500. Celebrity reviews include: “Crazy, So Cool” – Sinbad; “Amazing & Extraordinary” - John Cleese; “He is funny, Impressive” – Perez Hilton; “Incredibly Excellent” – Gilbert Gottfried; “Absolutely Amazing” - Christopher Lloyd.

Celebrity reviews include:

“Crazy, so cool” – Sinbad

“Amazing and extra ordinary” — John Cleese

“He is funny, impressive” – Perez Hilton

“Incredibly excellent” – Gilbert Gottfried

“Absolutely amazing” — Christopher Lloyd

The Magic and Comedy of Curt Miller

Sponsored by MeridianLink

Grab a snack, a drink of some type and get ready for some fun!

For this Virtual Performance, Curt would like to invite EVERYONE to participate in one of his illusions.  He requests that each of you bring four playing cards and have them ready before the show.  You will destroy these cards, so make sure you use an old deck or pick up one from the Dollar Store!  Each person in your group who wants to play along will need four cards, and Curt promises you will be absolutely amazed by what happens!

--

Curt’s clients include a Who’s Who list of Corporate America including; Disney, GE, HP, Shell, CocaCola, Microsoft, American Express, Dow, ExxonMobil, CBS, NASA, Toyota and more than 100 of the fortune 500. Celebrity reviews include: “Crazy, So Cool” – Sinbad; “Amazing & Extraordinary” - John Cleese; “He is funny, Impressive” – Perez Hilton; “Incredibly Excellent” – Gilbert Gottfried; “Absolutely Amazing” - Christopher Lloyd.

Celebrity reviews include:

“Crazy, so cool” – Sinbad

“Amazing and extra ordinary” — John Cleese

“He is funny, impressive” – Perez Hilton

“Incredibly excellent” – Gilbert Gottfried

“Absolutely amazing” — Christopher Lloyd

Presented by 

The Magic and Comedy of Curt Miller

Sponsored by MeridianLink

Grab a snack, a drink of some type and get ready for some fun!

For this Virtual Performance, Curt would like to invite EVERYONE to participate in one of his illusions.  He requests that each of you bring four playing cards and have them ready before the show.  You will destroy these cards, so make sure you use an old deck or pick up one from the Dollar Store!  Each person in your group who wants to play along will need four cards, and Curt promises you will be absolutely amazed by what happens!

--

Curt’s clients include a Who’s Who list of Corporate America including; Disney, GE, HP, Shell, CocaCola, Microsoft, American Express, Dow, ExxonMobil, CBS, NASA, Toyota and more than 100 of the fortune 500. Celebrity reviews include: “Crazy, So Cool” – Sinbad; “Amazing & Extraordinary” - John Cleese; “He is funny, Impressive” – Perez Hilton; “Incredibly Excellent” – Gilbert Gottfried; “Absolutely Amazing” - Christopher Lloyd.

Celebrity reviews include:

“Crazy, so cool” – Sinbad

“Amazing and extra ordinary” — John Cleese

“He is funny, impressive” – Perez Hilton

“Incredibly excellent” – Gilbert Gottfried

“Absolutely amazing” — Christopher Lloyd

Presented by

The Magic and Comedy of Curt Miller

Sponsored by MeridianLink

Grab a snack, a drink of some type and get ready for some fun!

For this Virtual Performance, Curt would like to invite EVERYONE to participate in one of his illusions.  He requests that each of you bring four playing cards and have them ready before the show.  You will destroy these cards, so make sure you use an old deck or pick up one from the Dollar Store!  Each person in your group who wants to play along will need four cards, and Curt promises you will be absolutely amazed by what happens!

--

Curt’s clients include a Who’s Who list of Corporate America including; Disney, GE, HP, Shell, CocaCola, Microsoft, American Express, Dow, ExxonMobil, CBS, NASA, Toyota and more than 100 of the fortune 500. Celebrity reviews include: “Crazy, So Cool” – Sinbad; “Amazing & Extraordinary” - John Cleese; “He is funny, Impressive” – Perez Hilton; “Incredibly Excellent” – Gilbert Gottfried; “Absolutely Amazing” - Christopher Lloyd.

Celebrity reviews include:

“Crazy, so cool” – Sinbad

“Amazing and extra ordinary” — John Cleese

“He is funny, impressive” – Perez Hilton

“Incredibly excellent” – Gilbert Gottfried

“Absolutely amazing” — Christopher Lloyd

Wednesday, February 10

11:00 am
 ET
8:00 am
 PT
11:00 am
 ET
Break for 

NCRA 28th Annual Conference Opening Session

Celebrate the kick-off of the 28th NCRA Annual Conference with Terry Clemans, Executive Director, William Bower, CEO CIC & 2020 NCRA President, Debbie Loyning, COO, Alliance 2020 & 2021 NCRA President.

NCRA 28th Annual Conference Opening Session

NCRA 28th Annual Conference Opening Session

Celebrate the kick-off of the 28th NCRA Annual Conference with Terry Clemans, Executive Director, William Bower, CEO CIC & 2020 NCRA President, Debbie Loyning, COO, Alliance 2020 & 2021 NCRA President.

NCRA 28th Annual Conference Opening Session

Celebrate the kick-off of the 28th NCRA Annual Conference with Terry Clemans, Executive Director, William Bower, CEO CIC & 2020 NCRA President, Debbie Loyning, COO, Alliance 2020 & 2021 NCRA President.

Presented by 

NCRA 28th Annual Conference Opening Session

Celebrate the kick-off of the 28th NCRA Annual Conference with Terry Clemans, Executive Director, William Bower, CEO CIC & 2020 NCRA President, Debbie Loyning, COO, Alliance 2020 & 2021 NCRA President.

Presented by

NCRA 28th Annual Conference Opening Session

Celebrate the kick-off of the 28th NCRA Annual Conference with Terry Clemans, Executive Director, William Bower, CEO CIC & 2020 NCRA President, Debbie Loyning, COO, Alliance 2020 & 2021 NCRA President.

11:30 am
 ET
8:30 am
 PT
11:30 am
 ET
Break for 
30 Minutes

Opening Keynote Address — Part I of II

Part I, The Keynote Address - Practicing the Art of Strategic Social Media Marketing
Dorothea will discuss how today’s social media is influencing daily society, elections and ultimately humanity more than ever before. She will focus on the US but include insights from how this varies internationally.

Part II, Six Things you can do Today to Empower Personal Brand & Business on LinkedIN
This is a social media workshop a week later (Thursday Feb. 18th at 12:00 Noon CT) to allow you time to review your current social media profile reflects your professional and corporate profile correctly in today’s environment.

Dorothea Bolzicolona-Volpe has lived in 8 countries, speaks 4 languages fluently and has consulted with international law enforcement on how to build profiling technologies to identify potential terrorists via social media activities.

Dorothea Bozicolona-Volpe
Dorothea Bozicolona-Volpe
Marketing Strategist
Social Espionage
Opening Keynote Address — Part I of II

Opening Keynote Address — Part I of II

Part I, The Keynote Address - Practicing the Art of Strategic Social Media Marketing
Dorothea will discuss how today’s social media is influencing daily society, elections and ultimately humanity more than ever before. She will focus on the US but include insights from how this varies internationally.

Part II, Six Things you can do Today to Empower Personal Brand & Business on LinkedIN
This is a social media workshop a week later (Thursday Feb. 18th at 12:00 Noon CT) to allow you time to review your current social media profile reflects your professional and corporate profile correctly in today’s environment.

Dorothea Bolzicolona-Volpe has lived in 8 countries, speaks 4 languages fluently and has consulted with international law enforcement on how to build profiling technologies to identify potential terrorists via social media activities.

Dorothea Bozicolona-Volpe
Dorothea Bozicolona-Volpe
Marketing Strategist
Social Espionage

Opening Keynote Address — Part I of II

Part I, The Keynote Address - Practicing the Art of Strategic Social Media Marketing
Dorothea will discuss how today’s social media is influencing daily society, elections and ultimately humanity more than ever before. She will focus on the US but include insights from how this varies internationally.

Part II, Six Things you can do Today to Empower Personal Brand & Business on LinkedIN
This is a social media workshop a week later (Thursday Feb. 18th at 12:00 Noon CT) to allow you time to review your current social media profile reflects your professional and corporate profile correctly in today’s environment.

Dorothea Bolzicolona-Volpe has lived in 8 countries, speaks 4 languages fluently and has consulted with international law enforcement on how to build profiling technologies to identify potential terrorists via social media activities.

Presented by 

Opening Keynote Address — Part I of II

Part I, The Keynote Address - Practicing the Art of Strategic Social Media Marketing
Dorothea will discuss how today’s social media is influencing daily society, elections and ultimately humanity more than ever before. She will focus on the US but include insights from how this varies internationally.

Part II, Six Things you can do Today to Empower Personal Brand & Business on LinkedIN
This is a social media workshop a week later (Thursday Feb. 18th at 12:00 Noon CT) to allow you time to review your current social media profile reflects your professional and corporate profile correctly in today’s environment.

Dorothea Bolzicolona-Volpe has lived in 8 countries, speaks 4 languages fluently and has consulted with international law enforcement on how to build profiling technologies to identify potential terrorists via social media activities.

Dorothea Bozicolona-Volpe
Presented by
Dorothea Bozicolona-Volpe
Marketing Strategist
Social Espionage

Opening Keynote Address — Part I of II

Part I, The Keynote Address - Practicing the Art of Strategic Social Media Marketing
Dorothea will discuss how today’s social media is influencing daily society, elections and ultimately humanity more than ever before. She will focus on the US but include insights from how this varies internationally.

Part II, Six Things you can do Today to Empower Personal Brand & Business on LinkedIN
This is a social media workshop a week later (Thursday Feb. 18th at 12:00 Noon CT) to allow you time to review your current social media profile reflects your professional and corporate profile correctly in today’s environment.

Dorothea Bolzicolona-Volpe has lived in 8 countries, speaks 4 languages fluently and has consulted with international law enforcement on how to build profiling technologies to identify potential terrorists via social media activities.

12:30 pm
 ET
9:30 am
 PT
12:30 pm
 ET
Break for 

Product Showcase

You’ll hear about exciting new opportunities in this fast-paced product introduction. We’re featuring special presentations from Accurate Information Group and All-In Compliance.

Product Showcase

Product Showcase

You’ll hear about exciting new opportunities in this fast-paced product introduction. We’re featuring special presentations from Accurate Information Group and All-In Compliance.

Product Showcase

You’ll hear about exciting new opportunities in this fast-paced product introduction. We’re featuring special presentations from Accurate Information Group and All-In Compliance.

Presented by 

Product Showcase

You’ll hear about exciting new opportunities in this fast-paced product introduction. We’re featuring special presentations from Accurate Information Group and All-In Compliance.

Presented by

Product Showcase

You’ll hear about exciting new opportunities in this fast-paced product introduction. We’re featuring special presentations from Accurate Information Group and All-In Compliance.

1:00 pm
 ET
10:00 am
 PT
1:00 pm
 ET
Break for 
45 Minutes

Regulator Update — FTC

State of the Consumer Reporting Industry with the FTC and a review of the latest FTC activities on the Consumer Reporting regulatory, privacy, and data security fronts from FTC Sr. Counsel Tiffany George.

Tiffany George
Tiffany George
Sr. Counsel
Federal Trade Commission
Regulator Update — FTC

Regulator Update — FTC

State of the Consumer Reporting Industry with the FTC and a review of the latest FTC activities on the Consumer Reporting regulatory, privacy, and data security fronts from FTC Sr. Counsel Tiffany George.

Tiffany George
Tiffany George
Sr. Counsel
Federal Trade Commission

Regulator Update — FTC

State of the Consumer Reporting Industry with the FTC and a review of the latest FTC activities on the Consumer Reporting regulatory, privacy, and data security fronts from FTC Sr. Counsel Tiffany George.

Presented by 

Regulator Update — FTC

State of the Consumer Reporting Industry with the FTC and a review of the latest FTC activities on the Consumer Reporting regulatory, privacy, and data security fronts from FTC Sr. Counsel Tiffany George.

Tiffany George
Presented by
Tiffany George
Sr. Counsel
Federal Trade Commission

Regulator Update — FTC

State of the Consumer Reporting Industry with the FTC and a review of the latest FTC activities on the Consumer Reporting regulatory, privacy, and data security fronts from FTC Sr. Counsel Tiffany George.

1:45 pm
 ET
10:45 am
 PT
1:45 pm
 ET
Break for 
45 Minutes

Presented by 

Presented by

2:30 pm
 ET
11:30 am
 PT
2:30 pm
 ET
Break for 

FCRA Litigation Review

Our industry has been under attack from plaintiff counsel bringing meritless litigation. This session will review recent cases including an update on the major cases that NCRA and other industry partners has filed Amicus briefs, including Ramirez v. TransUnion selected to be heard this spring by the U.S. SupremeCourt. Alone and in partnership NCRA has participated in four of the most influential litigations to protect the industry.We will review each case with the Amicus brief author in addition to addressing other litigation trends in consumer reporting for both purchase and rental housing.

Christi Lawson: Partner, Foley & Lardner LLP – Orlando; Moderator
John Attallah: PArtner, Foley & Lardner LLP z – Los Angeles
Pamela Devata
: Partner, Seyfarth Shaw LLP – Chicago
Michael J. Saltz:
Partner, JRSN&D LLP – Los Angeles

Major case Amici briefs: Ramirez v. TransUnion, McIntyre v. RealPage, Inc. d/b/a On-Site, Yim v. the City of Seattleand Moran v. The Screening Pros.

FCRA Litigation Review

FCRA Litigation Review

Our industry has been under attack from plaintiff counsel bringing meritless litigation. This session will review recent cases including an update on the major cases that NCRA and other industry partners has filed Amicus briefs, including Ramirez v. TransUnion selected to be heard this spring by the U.S. SupremeCourt. Alone and in partnership NCRA has participated in four of the most influential litigations to protect the industry.We will review each case with the Amicus brief author in addition to addressing other litigation trends in consumer reporting for both purchase and rental housing.

Christi Lawson: Partner, Foley & Lardner LLP – Orlando; Moderator
John Attallah: PArtner, Foley & Lardner LLP z – Los Angeles
Pamela Devata
: Partner, Seyfarth Shaw LLP – Chicago
Michael J. Saltz:
Partner, JRSN&D LLP – Los Angeles

Major case Amici briefs: Ramirez v. TransUnion, McIntyre v. RealPage, Inc. d/b/a On-Site, Yim v. the City of Seattleand Moran v. The Screening Pros.

FCRA Litigation Review

Our industry has been under attack from plaintiff counsel bringing meritless litigation. This session will review recent cases including an update on the major cases that NCRA and other industry partners has filed Amicus briefs, including Ramirez v. TransUnion selected to be heard this spring by the U.S. SupremeCourt. Alone and in partnership NCRA has participated in four of the most influential litigations to protect the industry.We will review each case with the Amicus brief author in addition to addressing other litigation trends in consumer reporting for both purchase and rental housing.

Christi Lawson: Partner, Foley & Lardner LLP – Orlando; Moderator
John Attallah: PArtner, Foley & Lardner LLP z – Los Angeles
Pamela Devata
: Partner, Seyfarth Shaw LLP – Chicago
Michael J. Saltz:
Partner, JRSN&D LLP – Los Angeles

Major case Amici briefs: Ramirez v. TransUnion, McIntyre v. RealPage, Inc. d/b/a On-Site, Yim v. the City of Seattleand Moran v. The Screening Pros.

Presented by 

FCRA Litigation Review

Our industry has been under attack from plaintiff counsel bringing meritless litigation. This session will review recent cases including an update on the major cases that NCRA and other industry partners has filed Amicus briefs, including Ramirez v. TransUnion selected to be heard this spring by the U.S. SupremeCourt. Alone and in partnership NCRA has participated in four of the most influential litigations to protect the industry.We will review each case with the Amicus brief author in addition to addressing other litigation trends in consumer reporting for both purchase and rental housing.

Christi Lawson: Partner, Foley & Lardner LLP – Orlando; Moderator
John Attallah: PArtner, Foley & Lardner LLP z – Los Angeles
Pamela Devata
: Partner, Seyfarth Shaw LLP – Chicago
Michael J. Saltz:
Partner, JRSN&D LLP – Los Angeles

Major case Amici briefs: Ramirez v. TransUnion, McIntyre v. RealPage, Inc. d/b/a On-Site, Yim v. the City of Seattleand Moran v. The Screening Pros.

Presented by

FCRA Litigation Review

Our industry has been under attack from plaintiff counsel bringing meritless litigation. This session will review recent cases including an update on the major cases that NCRA and other industry partners has filed Amicus briefs, including Ramirez v. TransUnion selected to be heard this spring by the U.S. SupremeCourt. Alone and in partnership NCRA has participated in four of the most influential litigations to protect the industry.We will review each case with the Amicus brief author in addition to addressing other litigation trends in consumer reporting for both purchase and rental housing.

Christi Lawson: Partner, Foley & Lardner LLP – Orlando; Moderator
John Attallah: PArtner, Foley & Lardner LLP z – Los Angeles
Pamela Devata
: Partner, Seyfarth Shaw LLP – Chicago
Michael J. Saltz:
Partner, JRSN&D LLP – Los Angeles

Major case Amici briefs: Ramirez v. TransUnion, McIntyre v. RealPage, Inc. d/b/a On-Site, Yim v. the City of Seattleand Moran v. The Screening Pros.

3:30 pm
 ET
12:30 pm
 PT
3:30 pm
 ET
Break for 

Multifamily — Jodie Applewhite, Manager Public Policy, National Apartment Association

The pending eviction crisis and the impact of eviction moratoriums due to the COVID 19 pandemic is creating major problems for the nation’s multifamily housing market. Jodie will provide us insights into the NAA’s actions to help the struggling property management industry.

Jodie Applewhite, Manager Public Policy, National Apartment Association

Jodie Applewhite serves as Manager of Public Policy for the National Apartment Association (NAA). She is a subject matter expert who specializes in affordable housing, resident screening, data security and tax issues. Jodie joined NAA from the Apartment Association of Greater Dallas. Prior to her experience in the rental housing industry, Jodie worked on Capitol Hill for over two years, serving two members of Congress. Jodie is a native Texan and graduated from the University of Texas at Arlington, earning a B.B.A. in International Business-Spanish.

Jodie Applewhite
Jodie Applewhite
Manager, Public Policy
National Apartment Association
Multifamily — Jodie Applewhite, Manager Public Policy, National Apartment Association

Multifamily — Jodie Applewhite, Manager Public Policy, National Apartment Association

The pending eviction crisis and the impact of eviction moratoriums due to the COVID 19 pandemic is creating major problems for the nation’s multifamily housing market. Jodie will provide us insights into the NAA’s actions to help the struggling property management industry.

Jodie Applewhite, Manager Public Policy, National Apartment Association

Jodie Applewhite serves as Manager of Public Policy for the National Apartment Association (NAA). She is a subject matter expert who specializes in affordable housing, resident screening, data security and tax issues. Jodie joined NAA from the Apartment Association of Greater Dallas. Prior to her experience in the rental housing industry, Jodie worked on Capitol Hill for over two years, serving two members of Congress. Jodie is a native Texan and graduated from the University of Texas at Arlington, earning a B.B.A. in International Business-Spanish.

Jodie Applewhite
Jodie Applewhite
Manager, Public Policy
National Apartment Association

Multifamily — Jodie Applewhite, Manager Public Policy, National Apartment Association

The pending eviction crisis and the impact of eviction moratoriums due to the COVID 19 pandemic is creating major problems for the nation’s multifamily housing market. Jodie will provide us insights into the NAA’s actions to help the struggling property management industry.

Jodie Applewhite, Manager Public Policy, National Apartment Association

Jodie Applewhite serves as Manager of Public Policy for the National Apartment Association (NAA). She is a subject matter expert who specializes in affordable housing, resident screening, data security and tax issues. Jodie joined NAA from the Apartment Association of Greater Dallas. Prior to her experience in the rental housing industry, Jodie worked on Capitol Hill for over two years, serving two members of Congress. Jodie is a native Texan and graduated from the University of Texas at Arlington, earning a B.B.A. in International Business-Spanish.

Presented by 

Multifamily — Jodie Applewhite, Manager Public Policy, National Apartment Association

The pending eviction crisis and the impact of eviction moratoriums due to the COVID 19 pandemic is creating major problems for the nation’s multifamily housing market. Jodie will provide us insights into the NAA’s actions to help the struggling property management industry.

Jodie Applewhite, Manager Public Policy, National Apartment Association

Jodie Applewhite serves as Manager of Public Policy for the National Apartment Association (NAA). She is a subject matter expert who specializes in affordable housing, resident screening, data security and tax issues. Jodie joined NAA from the Apartment Association of Greater Dallas. Prior to her experience in the rental housing industry, Jodie worked on Capitol Hill for over two years, serving two members of Congress. Jodie is a native Texan and graduated from the University of Texas at Arlington, earning a B.B.A. in International Business-Spanish.

Jodie Applewhite
Presented by
Jodie Applewhite
Manager, Public Policy
National Apartment Association

Multifamily — Jodie Applewhite, Manager Public Policy, National Apartment Association

The pending eviction crisis and the impact of eviction moratoriums due to the COVID 19 pandemic is creating major problems for the nation’s multifamily housing market. Jodie will provide us insights into the NAA’s actions to help the struggling property management industry.

Jodie Applewhite, Manager Public Policy, National Apartment Association

Jodie Applewhite serves as Manager of Public Policy for the National Apartment Association (NAA). She is a subject matter expert who specializes in affordable housing, resident screening, data security and tax issues. Jodie joined NAA from the Apartment Association of Greater Dallas. Prior to her experience in the rental housing industry, Jodie worked on Capitol Hill for over two years, serving two members of Congress. Jodie is a native Texan and graduated from the University of Texas at Arlington, earning a B.B.A. in International Business-Spanish.

4:15 pm
 ET
1:15 pm
 PT
4:15 pm
 ET
Break for 

Happy Hour & Virtual Networking

Grab a beverage and network with exhibitors at the NCRAMarketplace including a NEW OPPORTUNITY SHOWCASE with some brand new member opportunities being introduced live for the very first time.

Happy Hour & Virtual Networking

Happy Hour & Virtual Networking

Grab a beverage and network with exhibitors at the NCRAMarketplace including a NEW OPPORTUNITY SHOWCASE with some brand new member opportunities being introduced live for the very first time.

Happy Hour & Virtual Networking

Grab a beverage and network with exhibitors at the NCRAMarketplace including a NEW OPPORTUNITY SHOWCASE with some brand new member opportunities being introduced live for the very first time.

Presented by 

Happy Hour & Virtual Networking

Grab a beverage and network with exhibitors at the NCRAMarketplace including a NEW OPPORTUNITY SHOWCASE with some brand new member opportunities being introduced live for the very first time.

Presented by

Happy Hour & Virtual Networking

Grab a beverage and network with exhibitors at the NCRAMarketplace including a NEW OPPORTUNITY SHOWCASE with some brand new member opportunities being introduced live for the very first time.

Thursday, February 11

11:00 am
 ET
8:00 am
 PT
11:00 am
 ET
Break for 

Robert Strand, Senior Economist, American Bankers Association

Our Economy is at a very interesting place! With record highs in the stock market, record lows for interest rates combined with huge unemployment numbers and a pending housing crisis larger than the 2008 crisis due to a 100 year worldwide pandemic things just don’t make sense to many Americans. It seems Wall Street and Main Street are totally disconnected. Robert will provide his insights into where we are and what could be ahead for the economy in general and the housing markets specifically.

As a Senior Economist with the American Bankers Association, Rob Strand evaluates regulatory and legislative policy and the condition of the banking industry and overall economy. He runs a committee of bank economists that meets with the Federal Reserve Governors and President’s Council of Economic Advisors twice a year and banker councils on model risk management, Pillar 3 reporting, and other regulatory issues. He specializes in bank risk management and supports conferences and schools on those issues. He has been with the ABA since 1986.

Before joining the ABA, Dr. Strand analyzed banking issues as a financial economist with the U.S. Governmental Accountability Office. Before that, he taught Banking and International Finance at the University of North Texas, Denton, and the University of Arkansas, Fayetteville.

Dr. Strand worked for the Federal Reserve Bank of Richmond and the National Institute of Environmental Health Sciences in the U.S. Department of Health, Education and Welfare before receiving a graduate degree.

Dr. Strand writes on banking issues and speaks to groups regarding bank, risk management, credit, financial and economic conditions.

Dr. Strand received a Ph.D. in Economics from the University of North Carolina, Chapel Hill, and a B.Sc. from Davidson College, Davidson, North Carolina. He is a Certified Enterprise Risk Professional (CERP).

Robert W. Strand
Robert W. Strand
Senior Economist
American Bankers Association
Robert Strand, Senior Economist, American Bankers Association

Robert Strand, Senior Economist, American Bankers Association

Our Economy is at a very interesting place! With record highs in the stock market, record lows for interest rates combined with huge unemployment numbers and a pending housing crisis larger than the 2008 crisis due to a 100 year worldwide pandemic things just don’t make sense to many Americans. It seems Wall Street and Main Street are totally disconnected. Robert will provide his insights into where we are and what could be ahead for the economy in general and the housing markets specifically.

As a Senior Economist with the American Bankers Association, Rob Strand evaluates regulatory and legislative policy and the condition of the banking industry and overall economy. He runs a committee of bank economists that meets with the Federal Reserve Governors and President’s Council of Economic Advisors twice a year and banker councils on model risk management, Pillar 3 reporting, and other regulatory issues. He specializes in bank risk management and supports conferences and schools on those issues. He has been with the ABA since 1986.

Before joining the ABA, Dr. Strand analyzed banking issues as a financial economist with the U.S. Governmental Accountability Office. Before that, he taught Banking and International Finance at the University of North Texas, Denton, and the University of Arkansas, Fayetteville.

Dr. Strand worked for the Federal Reserve Bank of Richmond and the National Institute of Environmental Health Sciences in the U.S. Department of Health, Education and Welfare before receiving a graduate degree.

Dr. Strand writes on banking issues and speaks to groups regarding bank, risk management, credit, financial and economic conditions.

Dr. Strand received a Ph.D. in Economics from the University of North Carolina, Chapel Hill, and a B.Sc. from Davidson College, Davidson, North Carolina. He is a Certified Enterprise Risk Professional (CERP).

Robert W. Strand
Robert W. Strand
Senior Economist
American Bankers Association

Robert Strand, Senior Economist, American Bankers Association

Our Economy is at a very interesting place! With record highs in the stock market, record lows for interest rates combined with huge unemployment numbers and a pending housing crisis larger than the 2008 crisis due to a 100 year worldwide pandemic things just don’t make sense to many Americans. It seems Wall Street and Main Street are totally disconnected. Robert will provide his insights into where we are and what could be ahead for the economy in general and the housing markets specifically.

As a Senior Economist with the American Bankers Association, Rob Strand evaluates regulatory and legislative policy and the condition of the banking industry and overall economy. He runs a committee of bank economists that meets with the Federal Reserve Governors and President’s Council of Economic Advisors twice a year and banker councils on model risk management, Pillar 3 reporting, and other regulatory issues. He specializes in bank risk management and supports conferences and schools on those issues. He has been with the ABA since 1986.

Before joining the ABA, Dr. Strand analyzed banking issues as a financial economist with the U.S. Governmental Accountability Office. Before that, he taught Banking and International Finance at the University of North Texas, Denton, and the University of Arkansas, Fayetteville.

Dr. Strand worked for the Federal Reserve Bank of Richmond and the National Institute of Environmental Health Sciences in the U.S. Department of Health, Education and Welfare before receiving a graduate degree.

Dr. Strand writes on banking issues and speaks to groups regarding bank, risk management, credit, financial and economic conditions.

Dr. Strand received a Ph.D. in Economics from the University of North Carolina, Chapel Hill, and a B.Sc. from Davidson College, Davidson, North Carolina. He is a Certified Enterprise Risk Professional (CERP).

Presented by 

Robert Strand, Senior Economist, American Bankers Association

Our Economy is at a very interesting place! With record highs in the stock market, record lows for interest rates combined with huge unemployment numbers and a pending housing crisis larger than the 2008 crisis due to a 100 year worldwide pandemic things just don’t make sense to many Americans. It seems Wall Street and Main Street are totally disconnected. Robert will provide his insights into where we are and what could be ahead for the economy in general and the housing markets specifically.

As a Senior Economist with the American Bankers Association, Rob Strand evaluates regulatory and legislative policy and the condition of the banking industry and overall economy. He runs a committee of bank economists that meets with the Federal Reserve Governors and President’s Council of Economic Advisors twice a year and banker councils on model risk management, Pillar 3 reporting, and other regulatory issues. He specializes in bank risk management and supports conferences and schools on those issues. He has been with the ABA since 1986.

Before joining the ABA, Dr. Strand analyzed banking issues as a financial economist with the U.S. Governmental Accountability Office. Before that, he taught Banking and International Finance at the University of North Texas, Denton, and the University of Arkansas, Fayetteville.

Dr. Strand worked for the Federal Reserve Bank of Richmond and the National Institute of Environmental Health Sciences in the U.S. Department of Health, Education and Welfare before receiving a graduate degree.

Dr. Strand writes on banking issues and speaks to groups regarding bank, risk management, credit, financial and economic conditions.

Dr. Strand received a Ph.D. in Economics from the University of North Carolina, Chapel Hill, and a B.Sc. from Davidson College, Davidson, North Carolina. He is a Certified Enterprise Risk Professional (CERP).

Robert W. Strand
Presented by
Robert W. Strand
Senior Economist
American Bankers Association

Robert Strand, Senior Economist, American Bankers Association

Our Economy is at a very interesting place! With record highs in the stock market, record lows for interest rates combined with huge unemployment numbers and a pending housing crisis larger than the 2008 crisis due to a 100 year worldwide pandemic things just don’t make sense to many Americans. It seems Wall Street and Main Street are totally disconnected. Robert will provide his insights into where we are and what could be ahead for the economy in general and the housing markets specifically.

As a Senior Economist with the American Bankers Association, Rob Strand evaluates regulatory and legislative policy and the condition of the banking industry and overall economy. He runs a committee of bank economists that meets with the Federal Reserve Governors and President’s Council of Economic Advisors twice a year and banker councils on model risk management, Pillar 3 reporting, and other regulatory issues. He specializes in bank risk management and supports conferences and schools on those issues. He has been with the ABA since 1986.

Before joining the ABA, Dr. Strand analyzed banking issues as a financial economist with the U.S. Governmental Accountability Office. Before that, he taught Banking and International Finance at the University of North Texas, Denton, and the University of Arkansas, Fayetteville.

Dr. Strand worked for the Federal Reserve Bank of Richmond and the National Institute of Environmental Health Sciences in the U.S. Department of Health, Education and Welfare before receiving a graduate degree.

Dr. Strand writes on banking issues and speaks to groups regarding bank, risk management, credit, financial and economic conditions.

Dr. Strand received a Ph.D. in Economics from the University of North Carolina, Chapel Hill, and a B.Sc. from Davidson College, Davidson, North Carolina. He is a Certified Enterprise Risk Professional (CERP).

11:45 am
 ET
8:45 am
 PT
11:45 am
 ET
Break for 

Regulator Update — CFPB

State of the Industry with top consumer reporting officials from the CFPB discussing actions and regulatory concerns regarding consumer reporting in the times of COVID and beyond.

Jonah E. Kaplan of the Consumer Reporting Markets | Office of Consumer Credit, Payments & Deposit Markets | Division of Research, Markets & Regulations and Logan Herman, the Director’s Financial Analyst, Division of Research, Markets & Regulations

Jonah E. Kaplan
Jonah E. Kaplan
Markets Specialist & Acting Program Manager
CFPB
Logan Herman
Logan Herman
Director’s Financial Analyst
CFPB
Regulator Update — CFPB

Regulator Update — CFPB

State of the Industry with top consumer reporting officials from the CFPB discussing actions and regulatory concerns regarding consumer reporting in the times of COVID and beyond.

Jonah E. Kaplan of the Consumer Reporting Markets | Office of Consumer Credit, Payments & Deposit Markets | Division of Research, Markets & Regulations and Logan Herman, the Director’s Financial Analyst, Division of Research, Markets & Regulations

Jonah E. Kaplan
Jonah E. Kaplan
Markets Specialist & Acting Program Manager
CFPB
Logan Herman
Logan Herman
Director’s Financial Analyst
CFPB

Regulator Update — CFPB

State of the Industry with top consumer reporting officials from the CFPB discussing actions and regulatory concerns regarding consumer reporting in the times of COVID and beyond.

Jonah E. Kaplan of the Consumer Reporting Markets | Office of Consumer Credit, Payments & Deposit Markets | Division of Research, Markets & Regulations and Logan Herman, the Director’s Financial Analyst, Division of Research, Markets & Regulations

Presented by 

Regulator Update — CFPB

State of the Industry with top consumer reporting officials from the CFPB discussing actions and regulatory concerns regarding consumer reporting in the times of COVID and beyond.

Jonah E. Kaplan of the Consumer Reporting Markets | Office of Consumer Credit, Payments & Deposit Markets | Division of Research, Markets & Regulations and Logan Herman, the Director’s Financial Analyst, Division of Research, Markets & Regulations

Jonah E. Kaplan
Presented by
Jonah E. Kaplan
Markets Specialist & Acting Program Manager
CFPB

Regulator Update — CFPB

State of the Industry with top consumer reporting officials from the CFPB discussing actions and regulatory concerns regarding consumer reporting in the times of COVID and beyond.

Jonah E. Kaplan of the Consumer Reporting Markets | Office of Consumer Credit, Payments & Deposit Markets | Division of Research, Markets & Regulations and Logan Herman, the Director’s Financial Analyst, Division of Research, Markets & Regulations

1:30 pm
 ET
10:30 am
 PT
1:30 pm
 ET
Break for 

Brunch Bunch

Grab a bagel, muffin, sandwich, cup of coffee or soda and share two take aways from the prior day and morning sessions.

Brunch Bunch

Brunch Bunch

Grab a bagel, muffin, sandwich, cup of coffee or soda and share two take aways from the prior day and morning sessions.

Brunch Bunch

Grab a bagel, muffin, sandwich, cup of coffee or soda and share two take aways from the prior day and morning sessions.

Presented by 

Brunch Bunch

Grab a bagel, muffin, sandwich, cup of coffee or soda and share two take aways from the prior day and morning sessions.

Presented by

Brunch Bunch

Grab a bagel, muffin, sandwich, cup of coffee or soda and share two take aways from the prior day and morning sessions.

2:30 pm
 ET
11:30 am
 PT
2:30 pm
 ET
Break for 

FICO’s New Product Review

Helping the credit invisible become visible with new tools in Risk Management FICO XD – No FICO hit? Try FICO XD to move the consumer into the scoreable worldUltra FICO - Cash flow tracking can provide a completely different perspective on a previously un-scoreable consumerFRI - FICO Resilience Index – A new tool to assist the assessment of a consumers latent risk during economic downturns

Ms. Julie Wooding, FICO Senior Director, works with clients, consumer advocates and regulators to help them better understand the power of credit scoring technology and its benefits to the financial industry. As a key subject matter expert in the FICO Scores group, Julie works with top-tier lenders in the U.S. to help them evaluate and implement FICO scoring solutions. She delivers in-depth credit scoring training to regulators and lenders, most recently in the U.S., Canada, Russia, Mexico, Spain, Romania, the Philippines, and Qatar. Julie has experience in behavior, bankruptcy and risk score development, implementation and validation, and previously worked on the development of FICO® Scores for U.S. and Canada. Julie holds a B.S. in Finance, and an M.B.A.

Julie Wooding
Julie Wooding
Senior Director, Scores
FICO
FICO’s New Product Review

FICO’s New Product Review

Helping the credit invisible become visible with new tools in Risk Management FICO XD – No FICO hit? Try FICO XD to move the consumer into the scoreable worldUltra FICO - Cash flow tracking can provide a completely different perspective on a previously un-scoreable consumerFRI - FICO Resilience Index – A new tool to assist the assessment of a consumers latent risk during economic downturns

Ms. Julie Wooding, FICO Senior Director, works with clients, consumer advocates and regulators to help them better understand the power of credit scoring technology and its benefits to the financial industry. As a key subject matter expert in the FICO Scores group, Julie works with top-tier lenders in the U.S. to help them evaluate and implement FICO scoring solutions. She delivers in-depth credit scoring training to regulators and lenders, most recently in the U.S., Canada, Russia, Mexico, Spain, Romania, the Philippines, and Qatar. Julie has experience in behavior, bankruptcy and risk score development, implementation and validation, and previously worked on the development of FICO® Scores for U.S. and Canada. Julie holds a B.S. in Finance, and an M.B.A.

Julie Wooding
Julie Wooding
Senior Director, Scores
FICO

FICO’s New Product Review

Helping the credit invisible become visible with new tools in Risk Management FICO XD – No FICO hit? Try FICO XD to move the consumer into the scoreable worldUltra FICO - Cash flow tracking can provide a completely different perspective on a previously un-scoreable consumerFRI - FICO Resilience Index – A new tool to assist the assessment of a consumers latent risk during economic downturns

Ms. Julie Wooding, FICO Senior Director, works with clients, consumer advocates and regulators to help them better understand the power of credit scoring technology and its benefits to the financial industry. As a key subject matter expert in the FICO Scores group, Julie works with top-tier lenders in the U.S. to help them evaluate and implement FICO scoring solutions. She delivers in-depth credit scoring training to regulators and lenders, most recently in the U.S., Canada, Russia, Mexico, Spain, Romania, the Philippines, and Qatar. Julie has experience in behavior, bankruptcy and risk score development, implementation and validation, and previously worked on the development of FICO® Scores for U.S. and Canada. Julie holds a B.S. in Finance, and an M.B.A.

Presented by 

FICO’s New Product Review

Helping the credit invisible become visible with new tools in Risk Management FICO XD – No FICO hit? Try FICO XD to move the consumer into the scoreable worldUltra FICO - Cash flow tracking can provide a completely different perspective on a previously un-scoreable consumerFRI - FICO Resilience Index – A new tool to assist the assessment of a consumers latent risk during economic downturns

Ms. Julie Wooding, FICO Senior Director, works with clients, consumer advocates and regulators to help them better understand the power of credit scoring technology and its benefits to the financial industry. As a key subject matter expert in the FICO Scores group, Julie works with top-tier lenders in the U.S. to help them evaluate and implement FICO scoring solutions. She delivers in-depth credit scoring training to regulators and lenders, most recently in the U.S., Canada, Russia, Mexico, Spain, Romania, the Philippines, and Qatar. Julie has experience in behavior, bankruptcy and risk score development, implementation and validation, and previously worked on the development of FICO® Scores for U.S. and Canada. Julie holds a B.S. in Finance, and an M.B.A.

Julie Wooding
Presented by
Julie Wooding
Senior Director, Scores
FICO

FICO’s New Product Review

Helping the credit invisible become visible with new tools in Risk Management FICO XD – No FICO hit? Try FICO XD to move the consumer into the scoreable worldUltra FICO - Cash flow tracking can provide a completely different perspective on a previously un-scoreable consumerFRI - FICO Resilience Index – A new tool to assist the assessment of a consumers latent risk during economic downturns

Ms. Julie Wooding, FICO Senior Director, works with clients, consumer advocates and regulators to help them better understand the power of credit scoring technology and its benefits to the financial industry. As a key subject matter expert in the FICO Scores group, Julie works with top-tier lenders in the U.S. to help them evaluate and implement FICO scoring solutions. She delivers in-depth credit scoring training to regulators and lenders, most recently in the U.S., Canada, Russia, Mexico, Spain, Romania, the Philippines, and Qatar. Julie has experience in behavior, bankruptcy and risk score development, implementation and validation, and previously worked on the development of FICO® Scores for U.S. and Canada. Julie holds a B.S. in Finance, and an M.B.A.

3:30 pm
 ET
12:30 pm
 PT
3:30 pm
 ET
Break for 
30 Minutes

GSE’s Credit Score Update - Federal Housing Finance Agency

An update from FHFA Principal Economist Robert Dunsky and FHFA Attorney Kevin Sheehan on the Validation and Approval ofCredit Score Models. In August 2019 the FHFA published a final rule which described the process for validation and approval of credit score models by Fannie Mae and Freddie Mac (the Enterprises). The first stage of the process began in February 2020 when the Enterprises published the Credit Score Solicitation. This session will review the steps and timing of the process to validate and approve a credit score model for use at the Enterprises.


Robert M. Dunsky is a Principal Economist at the Federal Housing Finance Agency and is passionate about developing actionable economic research that informs policy. Robert was the principal designer of an analytic tool that received a U.S. Patent in 2019. For over 20 years, Robert has published and presented mortgage finance research at national and international conferences. Prior to joining the Federal Housing Finance Agency, Robert worked at PricewaterhouseCoopers where he designed and developed financial risk management models. Robert earned a Ph.D. in Economics from the Maxwell School of Syracuse University. Robert is an avid sailor.

Kevin J. Sheehan is an attorney at the Federal Housing Finance Agency. Kevin has been involved in regulatory oversight of Fannie Mae and Freddie Mac since 1998. Prior to joining the Federal Housing Finance Agency, Kevin worked at the U.S. Department of Housing and Urban Development. Kevin is a graduate of the Howard University School of Law.

Robert M. Dunsky
Robert M. Dunsky
Principle Economist, Office of Policy, Analysis and Research
FHFA
Kevin Sheehan
Kevin Sheehan
Sr. Counsel
FHFA
GSE’s Credit Score Update - Federal Housing Finance Agency

GSE’s Credit Score Update - Federal Housing Finance Agency

An update from FHFA Principal Economist Robert Dunsky and FHFA Attorney Kevin Sheehan on the Validation and Approval ofCredit Score Models. In August 2019 the FHFA published a final rule which described the process for validation and approval of credit score models by Fannie Mae and Freddie Mac (the Enterprises). The first stage of the process began in February 2020 when the Enterprises published the Credit Score Solicitation. This session will review the steps and timing of the process to validate and approve a credit score model for use at the Enterprises.


Robert M. Dunsky is a Principal Economist at the Federal Housing Finance Agency and is passionate about developing actionable economic research that informs policy. Robert was the principal designer of an analytic tool that received a U.S. Patent in 2019. For over 20 years, Robert has published and presented mortgage finance research at national and international conferences. Prior to joining the Federal Housing Finance Agency, Robert worked at PricewaterhouseCoopers where he designed and developed financial risk management models. Robert earned a Ph.D. in Economics from the Maxwell School of Syracuse University. Robert is an avid sailor.

Kevin J. Sheehan is an attorney at the Federal Housing Finance Agency. Kevin has been involved in regulatory oversight of Fannie Mae and Freddie Mac since 1998. Prior to joining the Federal Housing Finance Agency, Kevin worked at the U.S. Department of Housing and Urban Development. Kevin is a graduate of the Howard University School of Law.

Robert M. Dunsky
Robert M. Dunsky
Principle Economist, Office of Policy, Analysis and Research
FHFA
Kevin Sheehan
Kevin Sheehan
Sr. Counsel
FHFA

GSE’s Credit Score Update - Federal Housing Finance Agency

An update from FHFA Principal Economist Robert Dunsky and FHFA Attorney Kevin Sheehan on the Validation and Approval ofCredit Score Models. In August 2019 the FHFA published a final rule which described the process for validation and approval of credit score models by Fannie Mae and Freddie Mac (the Enterprises). The first stage of the process began in February 2020 when the Enterprises published the Credit Score Solicitation. This session will review the steps and timing of the process to validate and approve a credit score model for use at the Enterprises.


Robert M. Dunsky is a Principal Economist at the Federal Housing Finance Agency and is passionate about developing actionable economic research that informs policy. Robert was the principal designer of an analytic tool that received a U.S. Patent in 2019. For over 20 years, Robert has published and presented mortgage finance research at national and international conferences. Prior to joining the Federal Housing Finance Agency, Robert worked at PricewaterhouseCoopers where he designed and developed financial risk management models. Robert earned a Ph.D. in Economics from the Maxwell School of Syracuse University. Robert is an avid sailor.

Kevin J. Sheehan is an attorney at the Federal Housing Finance Agency. Kevin has been involved in regulatory oversight of Fannie Mae and Freddie Mac since 1998. Prior to joining the Federal Housing Finance Agency, Kevin worked at the U.S. Department of Housing and Urban Development. Kevin is a graduate of the Howard University School of Law.

Presented by 

GSE’s Credit Score Update - Federal Housing Finance Agency

An update from FHFA Principal Economist Robert Dunsky and FHFA Attorney Kevin Sheehan on the Validation and Approval ofCredit Score Models. In August 2019 the FHFA published a final rule which described the process for validation and approval of credit score models by Fannie Mae and Freddie Mac (the Enterprises). The first stage of the process began in February 2020 when the Enterprises published the Credit Score Solicitation. This session will review the steps and timing of the process to validate and approve a credit score model for use at the Enterprises.


Robert M. Dunsky is a Principal Economist at the Federal Housing Finance Agency and is passionate about developing actionable economic research that informs policy. Robert was the principal designer of an analytic tool that received a U.S. Patent in 2019. For over 20 years, Robert has published and presented mortgage finance research at national and international conferences. Prior to joining the Federal Housing Finance Agency, Robert worked at PricewaterhouseCoopers where he designed and developed financial risk management models. Robert earned a Ph.D. in Economics from the Maxwell School of Syracuse University. Robert is an avid sailor.

Kevin J. Sheehan is an attorney at the Federal Housing Finance Agency. Kevin has been involved in regulatory oversight of Fannie Mae and Freddie Mac since 1998. Prior to joining the Federal Housing Finance Agency, Kevin worked at the U.S. Department of Housing and Urban Development. Kevin is a graduate of the Howard University School of Law.

Robert M. Dunsky
Presented by
Robert M. Dunsky
Principle Economist, Office of Policy, Analysis and Research
FHFA

GSE’s Credit Score Update - Federal Housing Finance Agency

An update from FHFA Principal Economist Robert Dunsky and FHFA Attorney Kevin Sheehan on the Validation and Approval ofCredit Score Models. In August 2019 the FHFA published a final rule which described the process for validation and approval of credit score models by Fannie Mae and Freddie Mac (the Enterprises). The first stage of the process began in February 2020 when the Enterprises published the Credit Score Solicitation. This session will review the steps and timing of the process to validate and approve a credit score model for use at the Enterprises.


Robert M. Dunsky is a Principal Economist at the Federal Housing Finance Agency and is passionate about developing actionable economic research that informs policy. Robert was the principal designer of an analytic tool that received a U.S. Patent in 2019. For over 20 years, Robert has published and presented mortgage finance research at national and international conferences. Prior to joining the Federal Housing Finance Agency, Robert worked at PricewaterhouseCoopers where he designed and developed financial risk management models. Robert earned a Ph.D. in Economics from the Maxwell School of Syracuse University. Robert is an avid sailor.

Kevin J. Sheehan is an attorney at the Federal Housing Finance Agency. Kevin has been involved in regulatory oversight of Fannie Mae and Freddie Mac since 1998. Prior to joining the Federal Housing Finance Agency, Kevin worked at the U.S. Department of Housing and Urban Development. Kevin is a graduate of the Howard University School of Law.

4:15 pm
 ET
1:15 pm
 PT
4:15 pm
 ET
Break for 
30 minutes

Presented by 

Presented by

4:45 pm
 ET
1:45 pm
 PT
4:45 pm
 ET
Break for 

2021 Legislative Strategy Update from Inside the Beltway

NCRA’s lobby team of Roy Deloach (Registered Republican) and Mike Chapman (Registered Democrat) with moderator/referee Terry Clemans, NCRA’s Executive Director will provide an update on NCRA legislative strategy for the new all Left Federal Government.

Roy Deloach
Roy Deloach
Partner
DC Strategies Group LLC
Mike Chapman
Mike Chapman
Partner
DC Strategies Group LLC
2021 Legislative Strategy Update from Inside the Beltway

2021 Legislative Strategy Update from Inside the Beltway

NCRA’s lobby team of Roy Deloach (Registered Republican) and Mike Chapman (Registered Democrat) with moderator/referee Terry Clemans, NCRA’s Executive Director will provide an update on NCRA legislative strategy for the new all Left Federal Government.

Roy Deloach
Roy Deloach
Partner
DC Strategies Group LLC
Mike Chapman
Mike Chapman
Partner
DC Strategies Group LLC

2021 Legislative Strategy Update from Inside the Beltway

NCRA’s lobby team of Roy Deloach (Registered Republican) and Mike Chapman (Registered Democrat) with moderator/referee Terry Clemans, NCRA’s Executive Director will provide an update on NCRA legislative strategy for the new all Left Federal Government.

Presented by 

2021 Legislative Strategy Update from Inside the Beltway

NCRA’s lobby team of Roy Deloach (Registered Republican) and Mike Chapman (Registered Democrat) with moderator/referee Terry Clemans, NCRA’s Executive Director will provide an update on NCRA legislative strategy for the new all Left Federal Government.

Roy Deloach
Presented by
Roy Deloach
Partner
DC Strategies Group LLC

2021 Legislative Strategy Update from Inside the Beltway

NCRA’s lobby team of Roy Deloach (Registered Republican) and Mike Chapman (Registered Democrat) with moderator/referee Terry Clemans, NCRA’s Executive Director will provide an update on NCRA legislative strategy for the new all Left Federal Government.

5:15 pm
 ET
3:15 pm
 PT
5:15 pm
 ET
Break for 

Awards Session

NCRA Leadership comments & closing off event for non-members

Awards Session

Awards Session

NCRA Leadership comments & closing off event for non-members

Awards Session

NCRA Leadership comments & closing off event for non-members

Presented by 

Awards Session

NCRA Leadership comments & closing off event for non-members

Presented by

Awards Session

NCRA Leadership comments & closing off event for non-members

5:30 pm
 ET
2:30 pm
 PT
5:30 pm
 ET
Break for 

Closing Session — CRA Members Only

Closed door session for NCRA leadership to hear what the members want from NCRA in 2021.

Debbie Loyning – 2021 NCRA President – Alliance 2020  
Delia Zuinga
– 2021 NCRA Vice President – Advantage Plus Credit 
Terry Clemans
– NCRA Executive Director 
Christi Lawson
– NCRA Legal Counsel

Closing Session — CRA Members Only

Closing Session — CRA Members Only

Closed door session for NCRA leadership to hear what the members want from NCRA in 2021.

Debbie Loyning – 2021 NCRA President – Alliance 2020  
Delia Zuinga
– 2021 NCRA Vice President – Advantage Plus Credit 
Terry Clemans
– NCRA Executive Director 
Christi Lawson
– NCRA Legal Counsel

Closing Session — CRA Members Only

Closed door session for NCRA leadership to hear what the members want from NCRA in 2021.

Debbie Loyning – 2021 NCRA President – Alliance 2020  
Delia Zuinga
– 2021 NCRA Vice President – Advantage Plus Credit 
Terry Clemans
– NCRA Executive Director 
Christi Lawson
– NCRA Legal Counsel

Presented by 

Closing Session — CRA Members Only

Closed door session for NCRA leadership to hear what the members want from NCRA in 2021.

Debbie Loyning – 2021 NCRA President – Alliance 2020  
Delia Zuinga
– 2021 NCRA Vice President – Advantage Plus Credit 
Terry Clemans
– NCRA Executive Director 
Christi Lawson
– NCRA Legal Counsel

Presented by

Closing Session — CRA Members Only

Closed door session for NCRA leadership to hear what the members want from NCRA in 2021.

Debbie Loyning – 2021 NCRA President – Alliance 2020  
Delia Zuinga
– 2021 NCRA Vice President – Advantage Plus Credit 
Terry Clemans
– NCRA Executive Director 
Christi Lawson
– NCRA Legal Counsel

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